Additional information
by Abraham Okusanya (Author)
Cogent, comprehensive, and entertaining, joins the best yet written in the field ' - Bill Bengen, the father of the '4% rule.' 'An effervescent contribution to the growing decumulation literature.' - Gregg McClymont, Shadow Pensions Minister (2011-2015) 'Abraham has done a great job exploring how the retirement research can be applied to UK retirees' - Michael Kitces MSFS, CFP, Partner at Pinnacle Advisory Group Retirement income planning used to be so simple. Most people never had to worry about how to convert their retirement savings into income for the rest of their lives. Today's low annuity rates, closure of increasing numbers of defined benefit schemes and the Pension Freedoms, introduced by the UK Government in 2015, ripped up the retirement income planning rulebook. The book confronts the challenge of how to secure a sustainable income that lasts a lifetime from your portfolio. It delves into the detail of the various withdrawal strategies, asset allocation and the unavoidable question of how long before you pop your clogs. This book helps retirees and their advisers navigate the treacherous retirement income landscape, using sound empirical evidence and practical application.
Author Biography
Abraham is the creator of Timelineapp.co, a web-based software for illustrating sustainable withdrawal strategies used by advisors in 7 countries including US, UK, Canada, Australia and Ireland. He is the founder of investment and retirement research consultancy, FinalytiQ. He hosts the annual Science of Retirement Conference in London, the go-to event for advisers looking to gain in-depth research-based insight on retirement income planning. He's recognised as one of the country's leading experts in retirement income, platforms and investment propositions. Abraham has authored several papers on these subjects and delivered talks to the Personal Finance Society, the FCA and several conferences across the country. He holds a Master's degree from Coventry University and an alphabet soup of qualifications, including the Investment Management Certificate, Chartered Financial Planner, CFP and Chartered Wealth Manager designations. He was one of five finalists for the Professional Adviser Personality of the Year Award 2015, but the award went to a more deserving winner, obviously!
