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by Dan Keppel Mba (Author)
Find a comprehensive plan that your doctors accept. You may be paying for benefits you will never use. Your premium may be based on old information. Save 25% with the right policy. You need to be very clear about buying ONLY what you need. The person in charge of billing in the doctor's office can help you learn which plans would cover all of your ordinary needs. They can help you determine if the reimbursement rate is acceptable to the doctor without you having to pay more. The new health exchanges will offer access to information about prices, quality, and physician and hospital networks. The plans offered in the exchanges will be required to provide at least a basic level of comprehensive benefits. They will prohibit insurers from discriminating against those with pre-existing conditions even if you have not had a plan recently. You will be assured of high-quality benefits at a competitive price. You can pick the benefits that fit your lifestyle and wallet. You can use HMO, PPO or high-deductible plans. There will be supports for those with low incomes. Insurers will have to refund overcharges. I will show you how to buy only the benefits you need. Plans will be standardized so you can easily compare costs and benefits for your family, including adults to age 26. In the 21st century, you can purchase all your financial needs at a substantial discount, some to 300%. I will show you how to buy value-quality at the right price. Avoid charges, commissions and fees. Build your own wealth; not that of your financial service providers. You may be paying more than you need to. You may be paying for things you don't even want. You are probably using companies that are in business to serve their sales people and owners more than to serve you. Build your Reserves; not those of your vendors.
Author Biography
Dan Keppel has been helping people find financial services that fit their lifestyles since working in a securities firm, an insurer, two banks and his own "money coach" service. His book, The Insiders' Guides to Buying Discount Financial Services: Buy Direct and Save $3,000 Every Year, shows you how, what and where to buy financial products like industry insiders do-directly from the highest rated companies for less. He edits TheInsidersGuides.com and was an adjunct at a local college. He lives in Montclair, NJ with his wife, daughter and two cats, Anu and Katze.
