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by David F. Bradford (Author), Derrick Max (Author)
The authors examine the intergenerational transfers that can be expected from a shift to community rating under a mandatory health insurance purchase requirement.
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Government mandates and other regulations can achieve the effect of spending and tax-transfer programs--without being accounted for in the federal budget. In the 1993-1994 debate over health care reform, for example, it was widely recognized that requiring employers to provide insurance to their employees was the equivalent of a tax on employers.