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by Jose Garcia (Author), James Lardner (Author), Cindy Zeldin (Author)
At a time when Americans owe close to $800 billion in credit card debt, the myth is that credit cards are primarily financing America's luxury lifestyles--helping white suburban families pay the costs attached to extravagant homes, luxury cars, and golf club memberships--or helping those who aspire to these lifestyles. Up to Our Eyeballs reveals the disturbing reality that credit cards are in fact the new "safety net," being used by desperate middle- and low-income families to manage essential expenses.
In the increasingly volatile American economy, where a decline in work-related benefits like health insurance and pensions has accompanied a rising cost of living and increased job instability, consumer debt has become a fact of life for many American families. Up to Our Eyeballs is a troubling examination of the causes and consequences of this explosive rise in consumer debt.
Including a critical look at how the financial industry became the aggressive, hyper-profitable industry it is today, this book also incorporates solutions that will be of real relief to struggling households.
Author Biography
Jose Garcia is a senior research and policy associate at Dēmos with over ten years of experience working on civil rights, census advocacy, and socio-demographic analysis.
Jim Lardner is a journalist and the founder of Inequality.org. Cindy Zeldin is the executive director of Georgians for a Healthy Future, a non-profit organization that advocates for access to quality, affordable health care for all Georgians through public education and outreach, coalition building, and public policy advocacy. She is a co-author (with José Garcia and James Lardner) of Up to Our Eyeballs: How Shady Lenders and Failed Economic Policies Are Drowning Americans in Debt (The New Press).
